OBJECTIVE
To secure a position with a stable, progressive organization that will utilize my talents, and provide a means for me to maximize my career growth.
EXPERIENCE
Account Manager, 2/••••• – 8/•••••, New Century Mortgage Corporation, King of Prussia, PA
• Wholesale liaison between Brokers, Account Executives, Underwriters and Title Agents throughout the loan process.
• Analyze loan packages that are submitted for approval, and communicate loan decisions and stipulations to brokers.
• Schedule loan closings, and provide closing documents to closing agents.
Mortgage Loan Coordinator, 9/•••••/•••••, Ameriquest Mortgage Company, Trevose, PA & Bensalem, PA
• Analyze loan applications, credit bureau reports and preliminary title reports to qualify applicants and to determine which supporting documents to order.
• Process loans in accordance with company policies, procedures, guidelines and applicable state and federal regulations.
• Communicate strengths and weaknesses as well as regular status updates to the Branch Manager.
• Maintain daily reports and issue proper disclosures as required for regulatory compliance.
• Monitor the flow of loans throughout the submission, approval, closing and funding process.
• Perform post-funding duties.
• Handle general office responsibilities as assigned by the Branch Manager.
• Assign tasks and provide guidance to the Processor Assistant, and assist with the training of newly hired associates.
Account Executive/Loan Originations Officer, •••••/•••••/•••••, Ameriquest Mortgage Company, Camp Hill, PA
• Secured mortgage loan applications and analyzed credit worthiness.
• Graded, priced, sold and closed loans.
Collection Coordinator/Loan Counselor III/IV, 4/•••••/•••••, Pennsylvania Housing Finance Agency (PHFA) – Single Family Division & Homeowners’ Emergency Mortgage Assistance Program, Harrisburg, PA
• Counseled debtors, established forbearance and liquidation plans, and processed payments.
• Completed HUD Partial Claims, Fannie Mae Loan Modifications, and deeds in lieu of foreclosure.
• Acquired data via skip trace, and resolved owner occupancy violations.
• Authorized foreclosure proceedings and payment of legal and property preservation services.
• Quoted reinstatement, payoff and bidding instruction figures, and referred cases to the Real Estate Owned Department.
• Trained new personnel.
EDUCATION & TRAINING
Notary Public for the State of Maryland, •••••
Ameriquest Mortgage Company, ••••• & •••••, Annual Loan Coordinator (Processor) Training.
Vermillion Consulting, Inc., •••••, Dale Vermillion’s CreativEQUITY Mortgage Origination Process.
FORTRACS, •••••, Basic training course for loan servicing.
Mortgage Bankers’ Association of America, •••••, Various seminars and correspondence courses.
Harrisburg Area Community College, •••••, Academics.
William Penn High School, •••••, Academics, Business, Textiles.
REFERENCES FURNISHED UPON REQUEST
