OBJECTIVE:
A challenging and rewarding position as a mortgage specialist that utilizes my expertise
Experience:
From ••••• to Dec •••••:
Job Tile: Customer Service representative – Financial Services
Employer: Proven Trade Corporation
I was working for a real estate representative who also was at the same time a licensed Sub-Mortgage Broker in Toronto.
As his assistant I was responsible for preparing and double checking the forms and applications such as agreement of sales and purchase, mortgage application forms and any related work that had to be done before signing the documents by parties.
I am completely familiar with all kinds of products of financial institutions , credit analysis process, mortgage and loan underwriting process and other relevant tasks with this respect.
From ••••• to •••••
Job title: Financial and Investment Advisor
Employer: Optimum Financial and Investment Ltd.
This company assists individuals and companies which look for financial and investment advise. Considering the very complicated procedure of loan and line of credit approval in Iran, we helped our customers to get through those problems by preparing business plans ,feasibility studies, credit analysis and representing them before different committees, boards and decision makers(takers).
From ••••• to •••••
Job title: Economic and Financial adviser
Employer: Budget and Planning Organization of Iran
During these years I was working as an investment analyst and our team received and analyzed different economic plans majorly were proposed for establishing private financial institutions which have begun to work in Iran since ••••• We also co-operated with governmental bank and gave necessary advise to them about the way that they had to allocate their resources
Page 2of2
Main duties and skills:
· Met with clients for gathering information and talked about targets, needs and possibilities
· Prepared forecasts of income and expenditure, interest rates and exchange rates
· Studied the nature of money, credit and the operation of banks and other financial institutions to develop monetary policies and forecasts of financial activity
· Monitored regional and local economic trends
· Evaluated financial risk, prepared financial forecasts, financing scenarios and other documents concerning capital management, and wrote reports and recommendations
· Analyzed investment projects and evaluated feasibility studies
· Advised on and participated in the financial aspects of contracts between loan applicants and financial institutions
· Followed up on financing projects with financial backers
· Assisted in preparing operating and investment budgets
· Examined and analyzed financial and investment information collected, including profiles of companies, stock and bond prices, yields and future trends and other investment information
· Provided investment advice and recommendations to clients, senior company officials and associates
· Analyzed investment projects
· Prepared and evaluated feasibility studies
Education:
National (Melli) University , Tehran , Iran
BA in Economics , Mar •••••
MA in Economics , Mar •••••
During my bachelor and master degree programs I studied and passed many courses which among them my specialty subjects were about Urban Economics,Banking and Finance, Macroeconomics, Monetary Economics, Open Macroeconomics.
Seneca College , Toronto , Ontario
Introduction to the Canadian Mortgage Industry (FSU•••••) , Apr •••••
this course is the requirement for being licensed as a sub-mortgage broker in Ontario and is offer by Seneca college in Toronto. I passed this course in Apr••••• and my grade was A.
Real Estate Trading Services( UBC course for real estate represatatives)
I passed this course in May,••••• My mark was •••••%.
Mortgage Brokerage in British Columbia(UBC course for sub-mortgage brokers)
I passed this course in ••••• mark was •••••%.
Computer Skills:
Proficient in MS Word, Excel, Powerpoint.
