Summary: 6 years experience (Jan’ ••••• – April•••••)
• 1 year experience with GE Analytics, Risk Auditing in Bangalore, as Assistant Manager.
• Have successfully transitioned the Risk Audit process.
• Have been doing Auditing of Commercial Equipment loans, underwritten in USA by USA underwriters.
• 3 years experience with GE mortgage in Gurgaon as Mortgage Underwriter (Credit Analyst),
• Certified Underwriter and spokes person (Raleigh & Charlotte branch, by Raleigh Branch Manager.)
• Credit Assessment (approve/reject) of mortgage application in compliance with investor guidelines & US federal laws.
• Fluent with US Underwriting process & conventions.
• Ensuring compliance to organizational operations & quality endurance.
• Strong risk assessment, problem solving & superior interpersonal skills.
• 2 years with Financial Institutions in India viz.; Standard Chartered and Procter & Gamble as Finance Executive.
• Credit Assessment and Approval of Auto, Personal & home loan application.
• Interacting & managing DSAs, field investigators, valuers and lawyers, enabling final loan disbursements.
• Generating financial statements for Year End Audit.
Professional Experience:
GE Capital International Services
Mortgage Underwriter (Credit Analyst), GE Mortgage. (February ••••• – January •••••).
Job Profile:
• To Underwrite - approve/reject a mortgage loan (Credit limit of $•••••,•••••) by analyzing the borrower’s credibility in compliance to Federal Laws & Investor guidelines.
• Assessing borrower’s assets, liabilities and documentation, ensuring compliance to the GE’s policies & Enabling disbursements in compliance to GEMICO documentation
• Interacting with GE’s clients and personnel in USA over process related queries.
• Visited thrice to US – North Carolina for business updating and accessing the business and providing new customer, the details about current quality setups and underwriting structures.
Other Responsibilities:
• Preparing process dashboards, reflecting CTQ, TAT and Six Sigma for the team.
• Actively involved in creating the quick SOP, to keep the team updated.
Training attended at GE:
• DMAIC – Six Sigma Quality training module.
• DSE – Developing Self Excellence
• YLDP – Young Leader Developing program.
• Business Writing Skills
• Conference Call Essentials training.
• Integrity & Diversity training.
QUALIFICATION:
Educational: (•••••)
BA Economics Honors
St. Bede’s College, Shimla (India),
Professional: (•••••)
PGDBA (Post Graduate Diploma in Business studies)
NMIMS (Narsee Monjee Institute of Management Studies), Mumbai, (India).
