Summary: 6 years experience (Jan’ ••••• – April•••••) • 1 year experience with GE Analytics, Risk Auditing in Bangalore, as Assistant Manager. • Have successfully transitioned the Risk Audit process. • Have been doing Auditing of Commercial Equipment loans, underwritten in USA by USA underwriters. • 3 years experience with GE mortgage in Gurgaon as Mortgage Underwriter (Credit Analyst), • Certified Underwriter and spokes person (Raleigh & Charlotte branch, by Raleigh Branch Manager.) • Credit Assessment (approve/reject) of mortgage application in compliance with investor guidelines & US federal laws. • Fluent with US Underwriting process & conventions. • Ensuring compliance to organizational operations & quality endurance. • Strong risk assessment, problem solving & superior interpersonal skills. • 2 years with Financial Institutions in India viz.; Standard Chartered and Procter & Gamble as Finance Executive. • Credit Assessment and Approval of Auto, Personal & home loan application. • Interacting & managing DSAs, field investigators, valuers and lawyers, enabling final loan disbursements. • Generating financial statements for Year End Audit.
Professional Experience: GE Capital International Services Mortgage Underwriter (Credit Analyst), GE Mortgage. (February ••••• – January •••••). Job Profile: • To Underwrite - approve/reject a mortgage loan (Credit limit of $•••••,•••••) by analyzing the borrower’s credibility in compliance to Federal Laws & Investor guidelines. • Assessing borrower’s assets, liabilities and documentation, ensuring compliance to the GE’s policies & Enabling disbursements in compliance to GEMICO documentation • Interacting with GE’s clients and personnel in USA over process related queries. • Visited thrice to US – North Carolina for business updating and accessing the business and providing new customer, the details about current quality setups and underwriting structures. Other Responsibilities: • Preparing process dashboards, reflecting CTQ, TAT and Six Sigma for the team. • Actively involved in creating the quick SOP, to keep the team updated. Training attended at GE: • DMAIC – Six Sigma Quality training module. • DSE – Developing Self Excellence • YLDP – Young Leader Developing program. • Business Writing Skills • Conference Call Essentials training. • Integrity & Diversity training. QUALIFICATION: Educational: (•••••) BA Economics Honors St. Bede’s College, Shimla (India), Professional: (•••••) PGDBA (Post Graduate Diploma in Business studies) NMIMS (Narsee Monjee Institute of Management Studies), Mumbai, (India).