Appraiser

••••• D. •••••
••••• Stewart Street
Linden, PA •••••


SUMMARY OF QUALIFICATIONS
Experienced in utilizing Sales Comparison Analysis, Cost Approach and Income Approach to develop opinion of market value for residential properties, ••••• family income-producing properties, and mixed use properties for mortgage banking, government funded loans, private estates and tax purposes.
Reviewed peer appraisals, trained appraisal apprentices.

EXPERIENCE
GENERAL APPRAISER
•••••/••••• Present Citizens & Northern Bank

RESIDENTIAL APPRAISER
•••••/•••••Present Citizens & Northern Bank

ASSISTANT TO APPRAISER
•••••/••••• Present Citizens & Northern Bank
•••••/••••• •••••/••••• Rell Appraisals

AREAS OF EXPERTISE
HUD Approved FHA Appraiser
Small Income Properties
Single Family Homes and Condominiums
Vacant Land and New Construction
Mixed-Use Properties
REO Properties

EDUCATION
•••••, Appraisal Institute, Appraisal Principles
•••••, Appraisal Institute, Appraisal Procedures
•••••, Appraisal Institute, ••••• Hour USPAP
•••••, Appraisal Institute, Residential Case Study
•••••, Appraisal Institute, Residential Market Analysis & Highest & Best Use Analysis
•••••, Appraisal Institute, General Appraiser Income Approach Part I
•••••, Appraisal Institute, General Appraiser Income Approach Part II

LICENSURE
Certified Residential Appraiser
State of Pennsylvania, April •••••

Certified General Appraiser
State of Pennsylvania, June •••••

AFFILIATIONS
Appraisal Institute, Associate Member, •••••