RESUME
Objective:
To use my years of knowledge and skills to obtain a position as a Loan Specialist.
Employment:
&#•••••; •••••/••••• •••••/•••••: Loan Servicing Specialist, FDIC as Receiver of Community Bank of Nevada, ••••• S Rainbow Blvd., Las Vegas, NV. •••••
Duties and Responsibilities: Create daily reports for FDIC representatives. Review loan information on system generated reports for any loan exceptions and process corrective measures. Review loans for meeting guidelines as set forth by the FDIC. Verify loans are correctly coded to meet flood and CRA regulations. Verify that collateral on loans are secure and that insurance, property taxes, UCC•••••s have been updated and are not in jeopardy of cancellation or liens. Review loan payments for proper payment distribution. Create procedures to comply with FDIC guidelines for the process of servicing loans during the receivership of Community Bank of Nevada. Review loan legal files for content and any missing documentation. Go-to person for asset and problem resolutions. Computer system in use was Fidelity Premier.
&#•••••; •••••/••••• •••••/•••••: Vice President, Loan Servicing Manager; Community Bank of Nevada, ••••• W Lake Mead Blvd., Las Vegas, NV., •••••
Duties and Responsibilities: Daily review of processed system changes. Daily review of general ledger balancing. Daily review of system generated reports and process corrective measures. Monthly notification to Credit Administration and Lending Managers of missing loan documentation, customer financials and expired insurance. Created reports for Credit Administration and Loan Administration Departments as needed. Reviewed loan files for proper set-up. Worked with internal audit department on identifying and reporting file deficiencies. Prepared loan files for Federal, State and Internal Examiners. Served as the go-to person to aid auditors in locating needed information in loan credit and legal files. Created departmental procedures to coincide with the Banks lending policies. Reviewed construction loan advance requests prior to lender approving funding of the construction advance. Assisted the Credit Administration department in creating CRA and Flood Insurance forms for lenders usage. Tracked loans that were required to have flood insurance for proper notifications and verification that dates and insurance were within FEMA Guidelines. Provided training to other departments with usage of the FEMA Flood Guidelines Booklet. Supervised a department of six employees in every aspect of servicing loans. Took part in annual compliance testing of Federal regulations. Attended classes and seminars to enhance my knowledge of lending procedures. Computer system in use was Fidelity Premier.
&#•••••; •••••/••••• •••••/•••••: Team Leader, Loan Servicing, Nevada State Bank, ••••• White Dr., Las Vegas, NV •••••
Duties and Responsibilities: Boarding loans to system. Reviewed of loans boarded to system for accuracy and completeness of information. Supervised a team of three Loan Boarding Specialists. Created reports for management as needed. Prepared files for review by Federal, State and Internal Examiners. Processed paid notes. Processed construction loans. Provided training to others within the department. Computer system in use was Shaw.
Employment History prior to •••••:
&#•••••; •••••/••••• •••••/•••••: Self-employed as owner operator of in-home daycare
&#•••••; •••••/••••• •••••/•••••: Loan Servicer and Teller, Kolob Credit Union
&#•••••; •••••/••••• •••••/•••••: Volunteered at Elementary Schools in Henderson, NV.
&#•••••; •••••/••••• •••••/•••••: Office Manager, Burls Tire Co.
&#•••••; ••••• and prior Attended College and High School
Training:
&#•••••; •••••: American Bankers Assoc. Annual Compliance Training Program
&#•••••; •••••: Commercial Lending Requirements and Loan Documentation
&#•••••; •••••: Title Work Seminar for Real Estate, Nevada Title Company
&#•••••; •••••: American Bankers Assoc. Annual Compliance Training Program
&#•••••; •••••: Coaching For Success, UNLV Continuing Education
&#•••••; •••••: Commercial Loan Structure Support and Documentation, UNLV Continuing Education
&#•••••; •••••: Mortgage Lending Training, CUNA Mortgage Corporation, Certificate Program
&#•••••; •••••: Title and Registration Workshop, State of Nevada Department of Motor Vehicles
Skills:
Computer skills include Word and Excel; General Office and Computer Equipment ; Business Communications; Customer File Set-up, maintenance and audit. Computer programs for banking were Fidelity Premier and Shaw.
Education:
&#•••••; ••••• •••••: Brigham Young University, Provo, UT; General Studies Program, Business Admin.
&#•••••; ••••• •••••: Basic High School, Henderson, NV; College Prep Honors Program
Professional References:
&#•••••; Bill Stoll, Asset Manager, Asset Manager-Servicing, Huron Consulting Group, acting on behalf of the FDIC as Receiver of Community Bank of Nevada, ••••• (attached letter of recommendation)
&#•••••; Bryan V Morelli, Risk Management Examiner, FDIC Albany, GA Field Office, ••••• Ext ••••• (attached letter of recommendation)
&#•••••; Don F Bigger, Chief Operating Officer, First Security Bank of Nevada, ••••• (Prior Executive Vice President at the former Community Bank of Nevada
Personal References:
Rebecca Riley, ••••• Brave Heart Dr., North Las Vegas, NV, •••••; telephone•••••
Kathy Weitz, ••••• Juniper St., Henderson, NV •••••; telephone •••••
Carol Porter, ••••• S Cholla, Toquerville, UT, •••••; telephone •••••